Fintecture, the bank transfer payment solution


Accelerate your payments,
preserve your cash flow

  • 100% automated reconciliation thanks to our algorithms
  • Real-time tracking of your cash receipts
  • Immediate notification on receipt of funds
  • Instant identification of anomalies
    (underpayments or overpayments)

Use our payment solutions
at our customer partners

Say goodbye to Excel
gain in efficiency

View 100% of your transactions

From your Fintecture dashboard or business tool, you have real-time visibility of all your transactions.

Schedule your disbursements

Disburse your Fintecture payment account to your bank account whenever you like.

Easy repayment

You can simply repay all your Fintecture payments in full or in part.

Save time

Simply export all your Fintecture dashboard data.

Transfer solutions tailored to
your customers' needs

Immediate transfer

Collect funds in record time, by automating an account-to-account payment. The payer validates his transfer via an automatic and secure connection to his bank account. There's no need to enter an IBAN: he simply confirms a transfer where all the information has already been pre-filled.

Smart Transfer

Your business customers don't have access to the company bank account, or are used to paying on the same IBAN? Benefit from the same embedded technology for automatically identified and pre-labeled funds.

Buy Now Pay Later B2B

Automatically grant payment terms for your business customers. Payer eligibility is checked in real time, cross-referencing information on creditworthiness and identity. Deferred payment thus embeds a payment guarantee to guard against the risk of non-payment and protect your cash flow.

Optimize your Order-to-Cash processes

Reduce your payment times

Integrate Fintecture transfer solutions into your quotations, invoices or dunning processes to streamline your customer collections and reduce your DSO.

Automate your accounting procedures

All payments are "embedded" with order and payer information and payer information, for reliable, automated reconciliation. This simplified reading saves your accounting teams invaluable time.

Secure your transactions

An anti-fraud system that complements the bank's, and can be configured according to your business sector, to secure your transactions and protect you from social engineering.

Generate additional sales

With our multi-channel solutions, you can collect 100% of your payments and much more. You can also recover transactions that would not have been possible with traditional payment solutions.

Simple integration
and fast

Easily integrate Fintecture transfers into your e-commerce site with our turnkey plug-ins, installed in minutes, SDK kits or customized integration via our APIs.


Find out how our customers
use our solutions

#B2C #retail

Auchan reinvents its customer relationship management with immediate refunds

Bricoman store
Carousel - Bricoman

#B2B #construction

Bricoman generates additional sales thanks to immediate payment

Rectangle partner_Edenred

#B2B2C #Business Services

Edenred optimizes the purchasing experience of its customers thanks to the immediate transfer

Optimize your company's payment efficiency

Use Fintecture to optimize your collection process, increase payment acceptance, prevent fraud and grow your business.

Twice a month, take part in our product webinars to find out more about our payment solutions. You can also contact our teams directly for integration advice to see the added value of Fintecture more quickly.