Fintecture, the bank transfer payment solution

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Free up your sales with payment by bank transfer

Unlock the potential of your transactions by adopting a solution that goes far beyond payments.

Fintecture transforms each operation into a lever of performance, from the management of financial flows to the securing of transactions.

1,000,000
payers already use our transfer solutions

Safety: our priority!

Fintecture is a French payment institution, regulated by the Banque de France and the ACPR. Our approval and our commitment to fraud prevention require us to carefully monitor our customers' activity as well as each transaction carried out with our solutions.

But our commitment doesn’t stop there. In addition to our Transaction Monitoring System (TMS), which is mandatory for any payment institution, we have developed additional solutions and services to protect our customers against fraud.

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To support you in
all your problems

Immediate transfer

Smart Transfer

A fast transfer without entering an IBAN based on Open Banking.

A SEPA transfer automatically reconciled in real time.

Buy Now Pay Later B2B

Verified disbursement

A 30-day payment period coupled with a guarantee in the event of non-payment.

A unique solution to refund or credit a customer account quickly and securely.

A platform of
integrated services

beyond Open Banking

  • 1. A complete product offering

    Transfer solutions capable of addressing all use cases:
    • Individual/professional payers
    • Cash payment / on maturity
    • Receipts / Disbursements
    • All sales channels
  • 2. On-board technology

    • A robust and proprietary payment infrastructure
    • Integrated intelligent algorithms
    • A knowledge of payers
  • 3. Customizable services

    • A configurable anti-fraud device
    • A payment account with programmable disbursements
    • Automated reporting in your tools
    • Customer identification (“Verify”)
    • “Premium” support

Solutions adapted to complex sales contexts

Optimize your online conversion with a smooth payment method that complements your bank card, easily integrated using plug-ins for installation in just a few clicks.

Generate QR Codes to collect payments at the point of sale, without a POS terminal.

Payment links integrated directly into your invoices and customer reminders or sent directly by email or SMS.

Maximize your performance

+15%

On your e-commerce site's
conversion rate

+20%

An increase in the
of average baskets

100%

of payments identified

Our ability to support projects
complex strategic

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I remember the level of support throughout the project, the quality of the discussions both in monitoring and in implementation as well as your ability to challenge us.

Ornella Djoukui - Chief Product Owner

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This allows us to make up for turnover that the bank card did not allow us to make.

Jean-Christophe Defossez –
Strategic Project Manager

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Fintecture’s Immediate Reimbursement allows Auchan to stand out from the competition thanks to a major technological innovation.

Robin Dupuis - Projects Manager

Accelerate your financial performance

Increase your payment acceptance rate, reduce fraud and accelerate your growth.

Join our bi-monthly webinar to discover our payment solutions. Our teams are available to advise you on the integration and help you quickly benefit from the added value of Fintecture.

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Discover our associations

Support a cause close to your heart with a Fintecture Transfer!

*66% of your donation is tax-deductible!