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  • Optimize all your collections with Smart Transfer

    Keep track of your payers' habits with unique IBANs
    Automatically identify funds received
    Speed up your collections
    Instant order status updates in your tools
    + Over 1,000,000 payers already use our transfer solutions

    Why Fintecture?

    On-board technology: 100% of your transfers reconciled

    Funds are collected on a payment account dedicated to you, enabling immediate detection of funds before they are disbursed to your usual bank account. Our reconciliation algorithms identify the payer and related invoices, regardless of the amount received. Order status is automatically updated in your CMS or business tools: you know exactly who's paying you, and when!

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    Your customer chooses payment with Fintecture

    Select "Bank transfer" in the payment interface

    A personalized IBAN is automatically generated for each of your customers

    Your customer enters the new IBAN and executes the transfer from his bank account.

    Customer receives real-time payment status by email

    And he's kept informed as soon as the payment is validated.

    How to pay by Smart Transfer

    For all your sales contexts

    A solution for all your sales channels

    E-commerce

    Boost your online conversion rate, including that of your business customers, by combining our transfer solutions.

    In store

    Offer your customers the option of paying by bank transfer in just a few seconds, directly on the shelf.

    Remote

    Optimize your accounting procedures with a personalized IBAN directly in your quotes/invoices.

    Solutions for everyone

    Benefits for you and your customers
    For you

    A 100% automated bank transfer process

    • Automatic detection of incoming funds
    • Automatic transfer reconciliation
    • Eliminate the manual tasks involved in processing traditional transfers
    • Complementary solution to immediate transfer in the event of incomplete payment (useful for foreign payers and professional customers with complex purchasing processes)
    For your customers

    The same procedure as for traditional bank transfers

  • Unchanged payment experience
  • Better visibility on the receipt of your funds
  • Faster order receipt
  • Recourse in the event of payment failure
  • In brief

    Improve your cash management and productivity

    Optimized internal costs

    Reduce manual tasks: your accounting teams benefit from a reliable, automated reconciliation process. They are informed in real time of payments received, and can take immediate action with the customer or debtor.

    Streamlined customer service

    Your customers can track the receipt of funds in real time, enabling them to place orders. No more unnecessary reminders, or endless exchanges between sales, support and finance teams.

    A controlled risk of fraud

    No longer expose your bank details to all your prospects and customers. Secure your cash receipts by protecting yourself against the risk of identity theft.
    Our customer testimonials

    Further information

    How to maximize conversion

    To optimize your conversion rate, activate Immediate Transfer and Smart Transfer. Two complementary solutions that offer a seamless payment experience and free your teams from the time-consuming manual tasks associated with processing traditional transfers. 

    An ideal solution for :

    • your customers who already pay by bank transfer and don't want to change their habits.
    • your business customers with more complex purchasing processes.
    Discover Immediate Transfer

    They'll tell you better than we can

    Find out how our customers use our solutions

    #Automobile#B2B#B2C

    Alcopa Auction offers its customers the possibility of leaving with their vehicle immediately, thanks to payment by bank transfer.

    Read the case study
    #B2B

    Find out how Pluxee simplifies online payments and improves collections.

    Read the case study
    #B2B#Electric

    Rexel boosts e-commerce growth with Fintecture simplified transfer.

    Read the case study

    Optimize your company's payment efficiency

    Use Fintecture to optimize your collection process, increase payment acceptance, prevent fraud and grow your business.

    Twice a month, take part in our product webinars to find out more about our payment solutions. You can also contact our teams directly for integration advice to see the added value of Fintecture more quickly.