Based on this observation, Allianz Trade and Fintecture have joined forces to develop a new BNPL B2B solution dedicated to the French market. This guaranteed payment terms solution will help sellers increase their competitiveness by allowing them to offer their customers deferred payments, without exposing their cash flow to the risk of non-payment. This solution combines Allianz Trade's more than 100 years of experience in credit insurance, its dynamic and forward-looking view of the financial health of more than 80 million companies worldwide, and Fintecture's expertise in payment technology, based on more than 400,000 payers and its proven track record with large corporations and e-commerce players.

In practical terms, B2B buyers can benefit from instant payment terms, as the solution is based on real-time credit decisions made by Allianz Trade. Allianz Trade's credit insurance is integrated into an automated, seamless payment path, providing instant confirmation of buyer eligibility for payment terms and simple scheduling of payment on the due date. In the event of a default, Fintecture orchestrates the dunning process, before handing over to Allianz Trade to manage the collection and indemnification.

"After participating in their recent fundraising, the launch of this new BNPL B2B solution is another step in our partnership with Fintecture. By combining the best of our two organizations, we are confident that we can help many businesses grow their online and offline sales through the provision of deferred payments, all without exposing their cash flow to the risk of non-payment. KYC and instant risk analysis are major challenges for e-commerce, and we are very pleased to help the ecosystem overcome these barriers with our credit risk expertise and unique database," said Mickael de Sa, CDO. explains Mickael de Sa, CDO of Allianz Trade in France.