Fintecture, the bank transfer payment solution


Fintecture presents its payment innovations and participates in the Tech For Retail trade show on November 28 & 29, 2022, Paris

Paris, November 28, 2022 - On November 28 & 29, Fintecture will be at Tech For Retail, to present its new payment solutions for physical stores and online sales, which make Fintecture the preferred transaction platform for B2B merchants. On this occasion, Fintecture will also be on stage with its new partner Transmit Security, to talk about circular economy and how to digitalize and secure new consumption modes.

Unlocking the world’s largest market: B2B commerce

Fintecture, a pioneering next-gen B2B payment platform, helps merchants save time (people time & time to cash), reduce costs, and increase sales. Today, Fintecture's payment platform enables around 7,000 businesses to collect payments. Over 250,000 buyers have already paid using Fintecture via multiple sales channels: e-commerce, in-store, remote sales or invoicing cycle.

Fintecture proposes the most relevant payment option according to the payer's profile:

  • Immediate Transfer: Built on Open Banking's Fintecture payment and data infrastructure using a proprietary Smart Acceptance algorithm, Immediate Transfer enables buyers to make payments directly via their bank, without entering an IBAN, and bypassing bank card limitations.
  • Verified disbursement: This 100% automated solution, leveraging Open Banking's Fintecture payment and data infrastructure, enables merchants to issue refunds or credit their customers' bank accounts without entering an IBAN. The entire process takes less than 5 minutes, from KYC to the availability of funds in the customer's account.
  • Smart transfer: This solution transforms traditional bank transfers into an automated means of payment. It uses virtual IBAN technology and a proprietary reconciliation algorithm to fully and instantly automate the processing and tracking of bank transfers.

Act as a trusted payment partner for circular economy players

The second-hand market is the spearhead for a new mode of consumption motivated by social and environmental concerns as well as the development of new commercial offerings. In 2021, the market was worth 9 billion Euros, up 21% compared to 2020, and 1 in every 2 French consumers reported buying at least one second-hand item in 2021.

Fintecture is the reference for players in the circular economy, in particular for merchants wanting to purchase second-hand items from consumers seamlessly, securely, and quickly.

In light of this, Fintecture and Transmit Security are partnering to develop a unique technological collaboration combining expertise in payment methods and in customer and identity access management in order to strengthen transaction security for merchants, bypass the use of cash, and offer a frictionless in-store shopping experience.

Both partners will be on stage for a dedicated conference:
Circular economy, how to digitalize and secure new consumption patterns?


  • Anjan SOM, Chief Technical Officer, Fintecture
  • Sophie Belloc, Sales Director France, Transmit Security

November 29, from 3:30 to 4:00 p.m., room 4
A question-and-answer session will be held after the presentation

Come and meet the Fintecture team Hall 4 - Booth G55

About Fintecture
Launched in March 2020, Fintecture is spearheading the B2B transaction revolution. Currently operational in more than 10 countries, Fintecture already enables more than 7,000 businesses to collect payments from 250,000 payers in France, Spain, and soon in Italy, the UK and Germany. Fintecture's payment methods, built on the first principles of B2B transactions, seamlessly integrate with all sales channels, saving merchants time, reducing costs and increasing sales. Just two years after its launch, Fintecture partners with companies that are ranked leaders* in their industries, including Edenred, Auchan, Europe's largest telecommunications operator, and a global leader in logistics and shipping.

Fintecture is currently led by co-founders Faysal Oudmine, Anjan Som and Reda Charai.

Press Contact
Joanna Kirk:

About Transmit Security
Transmit Security provides enterprises with the modern tools needed to design secure and trusted end-to-end digital identity journeys to innovate and grow. CX-focused, cybersecurity-conscious executives rely on Transmit Security's CIAM platform to deliver seamless, fraud-protected experiences to their customers across all channels and devices. Transmit Security serves many of the world's largest banks, insurance companies, retailers and other major global brands, collectively responsible for over $1.3 trillion in annual commerce. For more information, please visit

Overview of BtoB payment solutions

In this guide, Fintecture offers you an overview of BtoB payment solutions (cash and due date) and highlights various payment trends.

3200,00 €


1799,99 €

The future of payment is here:
join the movement!

249,99 €