Aon partners with Fintecture to support its customers' digital transformation through innovative B2B payment solutions.

Aon, the world's leading risk management, insurance and brokerage firm, has entered into a partnership with Fintecture, a specialist in payment by bank transfer, to offer their customers cash collection and Buy Now Pay Later solutions adapted to B2B, in addition to their existing offers for securing receivables.

Payment, at the heart of sales development for businesses

Present in over 120 countries and territories, Aon helps its customers to anticipate and manage their risks, offering them financing, credit insurance, factoring and bonding solutions. In these mechanisms for developing and protecting receivables, payment - whether orchestrated in cash, on the due date or after the due date in collection procedures - is a key stage, at the heart of the customer experience, team productivity and cash management.

Offering efficient, customizable payment solutions adapted to the B2B context, Aon's existing services for securing cash receipts are complemented, and address all the company's sales channels, particularly e-commerce distribution.

Supporting the digitalization of purchasing

The growth of online sales has put customer acquisition and conversion at the heart of business concerns. Faced with these crucial challenges, Fintecture offers innovative payment solutions that have already won over renowned players such as the Adeo group (Leroy Merlin, Bricoman), Edenred and Aramisauto.

In just a few years, Fintecture has established itself as the essential solution for simplifying the collection of high value payments, both cash and due. Its transfer solutions bypass the barriers encountered with "traditional" payment methods: restrictive bankcard ceilings, complex reconciliation of bank transfers and cheques.

"With some of our customers, we find that Fintecture recovers up to 40% of failed credit card payments." testifies Sophie Marot-Rémy, VP Partnership and Marketing at Fintecture. "Our technology and reconciliation algorithms streamline the customer payment experience on the payer's side, as well as the processing of cash receipts on the merchant's side.."

Automate management of outstanding receivables

Deferred payment has already become part of the purchasing habits of private individuals, and is increasingly sought after by professionals. To meet this growing trend, Fintecture has teamed up with Allianz Trade, the world's leading credit insurer, to create a deferred payment offer dedicated to BtoB.

Thanks to Buy Now Pay Later B2B from Fintecturecompanies can offer their business customers automatic and instant payment terms, while securing their cash flow. Based on Open Banking technology, the professional's identity and eligibility are verified in a matter of seconds, and payment is automatically triggered 30 days after purchase.

"Aon France's Trade Credit Department was won over by this solution, which automates and delegates the management of small amounts outstanding, in all sales contexts."says Jordane Despalin, broker at Aon. "In the current economic climate, it perfectly meets the needs of our customers who are looking to develop their business and innovate while controlling risk."