Find out which link payment solution is right for your business. For private individuals or professionals, in B2C or B2B, sent link payments are one of the major payment innovations of recent years. Flexibility and speed are its strengths.
What is a payment order/link?
A payment link allows you to send or present (QR Code) a payment order to a recipient so that they can pay you. This link can be sent by different options such as email, SMS, instant messaging, but can also be inserted on an invoice.
This makes it possible to collect a payment remotely or in person without using a conventional payment terminal. The customer information, the amount and possibly the deadline can be determined in advance.
Create a payment link
Fintecture Payment Request
Fintecture's link payment called Payment Request can be made in a matter of seconds in three different ways. Simply enter the amount, the order reference and the customer's contact details, and choose the delivery method. You'll be able to make a distance or in-store sale in just one minute!
Send a payment link
Payment by URL link
Create a payment link or payment URL, to be sent via the channel of your choice or inserted in an invoice, for example. Your customer simply clicks on it to confirm payment.
Payment link by email
You're on the phone with your customer and want to close a sale on the spot, with the Dgenerate a payment link that will be e-mailed directly to your customer. All he has to do is click on it to confirm payment.
QR Code payment link
QR Code payment is particularly effective when you're face-to-face with a customer, helping you to finalize a sale or service immediately with them. Once your link has been generated, you can either choose to display it as a QR Code for immediate scanning using an application. Or you can choose to insert it in a message, e-mail or invoice as a standard link.
Your customer will only have to validate the payment by connecting to his banking interface, no need for an application for him!
For craftsmen or self-employed people:
Any smartphone can be easily transformed into an EFTPOS terminal
For merchants :
Avoid waiting at the checkout, pay directly on the shelf
Secure data
The solution takes great care to ensure the security of merchants and customers alike. By using Demande de Paiement, you can be sure of 100% secure payment and a Banque de France-approved payment provider.
No need to transfer bank details
The payment by link does not require entering the bank card code or IBAN. In fact, once your customer has scanned or clicked on the link, they will have to choose their bank, connect to it, validate the transaction and that's it! No one enters or transmits any sensitive data. It is therefore possible to make a remote payment order that is totally secure.
Strong authentication
Authentication is a multiple identity verification procedure. The customer logging in with his or her code, Face ID or Touch ID at the time of payment, protects both parties from possible fraud charges.
How to integrate payment links
A payment platform for all
Fintecture's payment links are suitable for everyone.
Once you've opened your account, you'll be able to create payment links straight away. You don 't need a website to collect payments. In fact, whether you're self-employed, a craftsman, an entrepreneur or a larger company, the process and functionalities remain the same.
Whether on your computer or on the application, everything is modular in your customer area. You'll find payment requests, sent payment statuses and previous payments downloadable as CSV files for easy reconciliation of your cash receipts.
Discover the Payment Request
Modes of use
A payment link can easily be used in several ways:
- With the Fintecture application, every smartphone becomes a payment terminal
- Reduce the waiting time at the checkout and collect directly from the shelves
- Insert your link in an invoice to avoid dunning or forgetting
Case studies
Greenmotorshop is a B2B and B2C retailer of electric scooters and motorcycles, who wanted to offer their customers an immediate means of payment with no in-store card limits. Thanks to this fast, flexible method, the company was also able to reduce its waiting times, since the irrevocability and instant confirmation of the transfer eliminated payment delays.
Below are two more case studies, which explain different applications of this solution and how these companies were able to solve their payment problems.
- Instagrume : B2B - CHR
- Bewak : B2B, B2C - Leisure
