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    June 12, 2025

    Five years after its launch, Fintecture has confirmed its leadership in payment initiation, with 5 billion euros in payments collected.

    Paris, June 12, 2025 - Five years after its launch, Fintecture has established itself as a strategic player in B2B payments in France and Europe.

    With over five billion euros in payments collected, more than 1.6 million unique payers, and an infrastructure connected to over 3,000 banks, the company is asserting its vision: to make payment initiation a fluid, secure and integrated standard, at the service of businesses.

    Confirmed adoption driven by the confidence of key accounts

    The initiation of transfers is no longer a simple means of payment: now a direct conversion lever for merchants, Fintecture optimizes acceptance rates, secures flows, and accelerates sales transformation, particularly for large baskets, in multi-user environments or for complex payments.

    This commercial value has enabled Fintecture to win the trust of many merchants, particularly in e-commerce and specialized distribution. Players such as PMU, Stellantis, Septeo, Aramis Auto and ByMyCar now use Fintecture's solutions to cash in faster and make the purchasing process smoother. 

    "We work with the biggest players in commerce, who trust us to make their payments smooth and secure. Whether for online, mobile or in-store purchases, Fintecture transforms transfers into conversion levers to accelerate their sales." explains Faysal Oudmine, CEO and co-founder of Fintecture.

    Over the past five years, Fintecture has :

    • Registered over 1.6 million payers in total with over 50,000 new payers paying with Fintecture for the first time
    • Crossed the symbolic threshold of 5 billion euros in payments collected since its creation.

    A player committed to structuring the payment industry

    Fintecture doesn't just innovate technically: the company is actively involved in structuring the sector and in European discussions on the future of payments.

    In 2025, Fintecture was elected to the presidency of AFEPAME (Association Française des Établissements de Paiement et de Monnaie Électronique), confirming the recognition of its expertise by the entire marketplace. The fintech also contributes to European work as a member of ETTPA (European Third-Party Providers Association), which federates players in account initiation and access throughout the Union.

    Through these commitments, Fintecture intends to represent the voice of new entrants, participate in the definition of industry standards and support the implementation of forthcoming major regulatory reforms, such as PSD3, PSR and DORA.

    About Fintecture

    Fintecture is a French payment institution, regulated by the ACPR, which is reinventing payment by credit transfer. By eliminating the constraints associated with traditional payment methods, it enables companies to secure their sales, even the most complex B2B transactions, and thus generate additional sales. 

    Fintecture has deployed a secure, proprietary payment infrastructure, taking advantage of open banking and AI, and pays particular attention to the fight against fraud. 

    Launched in 2020, Fintecture led a €26M Series A in 2021, for a total of €32 million raised, and was awarded the Fintech of the Year prize by AGEFI in 2023. Over a million payers have already used its solutions, through customers such as Auchan Retail, Edenred, Saint-Gobain Distribution, Leroy Merlin, CMA CGM... 

    Press contact

    Maëva Pépin

    press@fintecture.com

    Optimize your company's payment efficiency

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