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    WHITE PAPER – European Payment Regulations

    The European regulator has issued an unprecedented wave of payment regulations: overlapping deadlines, mounting obligations, and interdependencies that few stakeholders have mapped out.

    In this guide, co-authored with Onepoint and supplemented by Mercatel and AFEPAME, Fintecture breaks down the reforms that will reshape payments in Europe: their details, their actual implementation timeline, and their concrete impact on your business.

    Fintecture is a payment institution authorized by the Banque de France (ACPR No. 17248). We do not comment on these regulations from the outside; we are subject to them.

    Download it for free.

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    What's in the white paper?

    A consolidated calendar of all regulatory deadlines, an analysis of regulations that have come into effect, an overview of upcoming reforms, and a breakdown of the practical implications for businesses: this guide is designed to provide every stakeholder with a comprehensive, clear, and actionable overview of payment regulations in Europe.

    Key texts analyzed:

    Regulations that have come into effect: DORA, instant transfers, VOP, MiCA
    Upcoming reforms: IFAD, DSP3, PSR, the Labaronne Act, the digital euro
    Stalled regulations such as the SEPA Payment Account Access

    Why download this white paper?

    This guide is designed to give you a head start: to help you understand the regulations in effect today, anticipate those that will transform your business tomorrow, and take action at the right time.

    This is not an academic overview, but rather the perspective of experts who are actively involved in European regulatory work on a daily basis.

    A guide enriched by the on-the-ground expertise of Mercatel and AFEPAME.

    Enjoy your reading

    Optimize your company's payment efficiency

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    Twice a month, take part in our product webinars to find out more about our payment solutions. You can also contact our teams directly for integration advice to see the added value of Fintecture more quickly.